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Benefits Group
























                                                                                                                                                                                Protecting your people



                  MTIA is a wholly owned subsidiary of M&T Bank. Insurance Products offered are: Not FDIC insured; not a deposit in, obligation of,                          with competitive benefits.
                  nor insured by any federal government agency; not guaranteed or underwritten by the bank; not a condition to the provisions or
                  terms of any banking service or activity. Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. M&T
                  Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. In case of excess and surplus lines, M&T
                  Insurance Agency, Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies are obligations of the
                  insurers that issue the policies. Insurance products may not be available in all states.
                  ©2018 M&T Insurance Agency, Inc. All rights reserved. 2449 (6/18)                                                                                                 Benefits Group




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